Friday, February 7, 2020

Assignment 6A


Economic Trend: Federal Reserve Leaves Interest Rates Unchanged
o   There is an opportunity here. The Federal Reserve of the United States has been lowering interest rates for the past year in an effort to increase market liquidity. The response to the news could cause an economic downturn.
o   The ideal customer would-be investors and Americans that have access to vast amounts of disposable income.
o   I saw this opportunity because I am extremely interested in the stock market. The average American would see this headline and think that this change is no big deal. However, with my experience, I know this one move from the Fed could end this bull market fast.

Economic Trend: Sentiment Among U.S. Consumers at an 8-Month High
o   There is a great opportunity here. Looking at the results from the University of Michigan’s consumer sentiment survey. The sentiment index is up to 99.8 from 99.3 in December. This fact shows that consumers are not worried about the state of the economy, which means they are not changing their spendi9ng habits anytime soon
o   The ideal customer would be the average American consumer. These people can be part-time or full-time workers.
o   This data would be a welcome sign for corporations wondering if they should increase investments in the United States.
o   I saw this data because I am always looking at the health of the United State’s economy.


Regulation: Fix the “Hodgepodge Cryptocurrency Regulation in the United States
o   This is a great opportunity. Although there has been no clear federal regulation of cryptocurrency, it would be beneficial to have one set of rules in the United States regarding this new currency. Clear regulation would allow businesses, scientists, and entertainment personalities to be supported by fans and others in different ways.
o   The ideal customer would be businesses across the United States, scientists, and others to get funding for their work from across the world.
o   I discovered this opportunity because I have run into this exact problem myself when using crypto. It is annoying to have to read state by state rules on this currency.

Regulation: U.S. Agencies Debut New Biotech Regulation Website
o   I believe an opportunity exists as a result of the creation of this new biotech regulation website. This new website, which was created as a result of an executive order of President Trump, will allow innovation to occur more easily.
o   I believe all inventors will benefit greatly here. Now that this website has been created, it will allow innovation to become more efficient and less costly as it will be easier to see all the regulation.
o   I discovered this opportunity because I always wondered how innovators knew what regulations they had to follow. It seems now that this new website will streamline the process.



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